Loan Information

Mobile Magic generates loans and originates financing for mobile home buyers and owners. We serve both purchasing and refinancing for manufactured homes. Give us a call today and see what we can do for you. Trust Mobile Magic to provide full loan servicing information when securing a loan for a mobile/manufactured home. We are recommended by many larger banks and credit unions throughout California, because we search nationwide to find the rate that works best for you!



* Finance homes 1960 and newer

* Credit scores as low as 600

* Finance single, double, or triple wide manufactured homes

* “Buy for” program available

* Self employed financing available

* Bad Credit?  We may be able to help!


We can refinance manufactured homes from 1960 and newer. We have cash out refinancing available for manufactured homes as well as rate and term refinancing available for manufactured homes.


Credit Score Requirements

Have you ever wondered what your credit score requirements need to be when trying to get a loan? Don’t guess if you have the proper credit score requirements for a loan. Mobile Magic provides you with all the information you need.  Call us today, or fill out a loan application to eliminate the guesswork.  However, below are some general guidelines for financing a manufactured home(case sensitive):


Year of Home                    Minimum Credit Score                 Term                         Loan to Value

2013-1998                                       600                                Up to 20 yr                   Up to 95%

July 1st 1976-1997                         600                                Up to 20 yr                   Up to 90%

1970-June 31st 1976                     700                                 Up to 15 yr                    Up to 75%